pnnonline.org reports Consumer Reports Warns Consumers to Think Twice Before Filing an Insurance Claim : “Filing even a small auto or homeowners claim can besmirch a person’s risk profile, lead to a policy non-renewal, and/or raise insurance premiums to sky-high… more…
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Originally Posted on 11/25/2005 3:34:28 AM
Content source: http://credit.about.com/b/a/192572.htm
Financial Express says: “Many pupils are expected to leave school with a knowledge of Pythagoras but are given no clues as to how a credit card works. Bringing real life into the classroom has long been the subject of debate,… more…
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Originally Posted on 11/25/2005 3:18:28 AM
Content source: http://credit.about.com/b/a/192566.htm
Okay! You feel your debt is out of control and it is too late to say, “I wish I had taken action sooner.” What do you do? First of all you don’t panic and you keep things as simple as… more…
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Originally Posted on 11/25/2005 2:53:28 AM
Content source: http://credit.about.com/b/a/191848.htm
Though improving, it is a consumer travesty of justice that there is no federal regulation for debt counseling services. Similarly only 17 state’s offer specific regulations governing debt counseling. Avoid unscrupulous and/or inept counselors through these tips…. more…
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Originally Posted on 11/25/2005 2:32:26 AM
Content source: http://credit.about.com/b/a/191847.htm
Several months ago, the 3,000-member California Association of Mortgage Brokers (CAMB) created the first real definition to describe the abusive lending practices of predatory lenders. According to the CAMB, predatory lending was described as “placing consumers in loan products with significantly worse terms and/or higher costs than loans offered to similarly qualified consumers in the […] more…
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Originally Posted on 11/25/2005 2:07:26 AM
Content source: http://mortgage.evolvedblogs.com/archives/what-is-a-predatory-lender/
Bankrate.com has a great resource - the 2005 Real Estate Guide (via Behind the Mortgage). Included in the Bankrate.com guide are articles on buying your new home, selling your home, financing a new home purchase, real estate investing, and some real estate and mortgage calculators. more…
www.stepstohomebuying.com
Originally Posted on 11/25/2005 1:49:26 AM
Content source: http://mortgage.evolvedblogs.com/archives/bankrate-real-estate-guide/
Death and Taxes has a post on the appropriate amount on earnest money on real estate transactions. There are obviously no hard and fast rules on this, but Joel Schoenmeyer lists some guidelines for both earnest money as percentage of price and actual earnest money paid. more…
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Originally Posted on 11/25/2005 1:20:26 AM
Content source: http://mortgage.evolvedblogs.com/archives/appropriate-amount-of-earnest-money-in-real-estate-transactions/
You may have heard people, especially mortgage lenders, extolling the virtues of biweekly payments, saying that you can save thousands of dollars and take 5-7 years off your mortgage–and then offering to set up a biweekly plan for you for as little as $400. But you don’t have to spend $400 to begin saving money […] more…
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Originally Posted on 11/25/2005 12:46:25 AM
Content source: http://mortgage.evolvedblogs.com/archives/are-biweekly-mortgages-really-worthwhile-2/
One type of loan product tends to get lost in the shuffle these days as many mortgage brokers are unable to offer them: FHA loans. Kenneth Harney of the Washington Post has an interesting article on FHA alternatives to subprime loans. I have known many borrowers that used an FHA loan on their first mortgage […] more…
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Originally Posted on 11/25/2005 12:16:24 AM
Content source: http://mortgage.evolvedblogs.com/archives/fha-alternatives-to-subprime-loans/
